In today’s fast-paced world, credit is woven into our daily lives. Whether it’s upgrading to a new phone, planning a spontaneous getaway, or investing in personal development, credit enables us to act without delay. But what really drives our financial choices? The key lies in understanding the psychology of spending—how emotions, habits, and mental shortcuts…
In early 2024, the Federal Reserve paused its anticipated interest-rate cuts in response to stronger-than-expected economic data. Then sticky inflation, geopolitical risks, and record-high U.S. government debt pressured bond prices, increasing volatility and undermining the traditional role of fixed-income as a portfolio stabilizer. With fixed income mostly not behaving as expected, we’ve heard from advisors…
When comparing mutual fund schemes within the same category, most investors look no further than return figures to make their choice. But the truth is, returns are just the tip of the iceberg. Beneath that lies a rich layer of data that paints the true picture, like portfolio concentration, market cap allocation, churn ratio, cash…
Debt collection often carries a negative connotation, frequently associated with pressure tactics or aggressive recovery methods. However, this perception does not reflect the evolved reality of collections in the modern financial ecosystem. The practice of collections and recovery has undergone a significant transformation, from being viewed merely as a means of recovering overdue payments to…
If you are planning to open a fixed deposit (FD) with a bank, it is important to first compare the interest rates offered by different banks. Typically, banks offer a 50 basis point higher interest rate to senior citizens. It is vital to note that the market is witnessing a declining interest rate cycle after the Reserve…
NISAR is the first-of-its-kind joint Earth observation satellite by the Indian Space Research Organisation (ISRO) and the National Aeronautics and Space Administration (NASA). It is scheduled to launch into space at 5:40 p.m. on July 30 from Sriharikota, Andhra Pradesh. The ISRO has already shared a YouTube link where the launch will be live-streamed. The…
Legendary Sachin Tendulkar has come in support of Jasprit Bumrah after the Indian pacer was criticised for not playing in the fifth Test against England at the Oval, which the visitors won by mere six runs to draw the series 2-2. Bumrah, who had stated that he would play in just three Tests against England…
In a new development, the National Football League (NFL) has struck a deal with ESPN, a subsidiary of The Walt Disney Company, where the former will put together a few games for its new media package which they would see to its potential streaming partners. The development is a part of an agreement, announced on…
CINTALAPA, Mexico (AP) — With Mexican cattle again barred this month from entry to the United States over fears of spreading a flesh-eating parasite, ranchers and veterinarians in Mexico hundreds of miles from the border are fighting what has U.S. agricultural authorities so on edge. In the southern state of Chiapas, which borders Guatemala, the…
With benchmark indices – Nifty50 and S&P BSE Sensex – being down on Tuesday after a day of hiatus, stock markets closed lower in three of the past four sessions. Because of Trump’s tariffs, the Indian stock market is expected to stay rangebound in August, said Jashan Arora, Director at Master Trust Group, in a Livemint interview….
