Imagine sipping your coffee in the morning at your dream house with your close ones by your side, and not having to worry about a job to go. This life resonates more with the older population who have retired from their jobs. But the F.I.R.E (Financial Independence, Retire Early) movement aims to achieve this lifestyle…
The main reasons for this are the huge compliance burden for RIAs and a lack of willingness among Indians to pay for professional financial advice. Sebi has been taking steps to ease the qualifying criteria and encourage more people to apply for an RIA licence, but for now they are a dying breed. That’s unfortunate,…
Several mutual funds have started launching multi-factor funds. Unlike single-factor funds, these funds invest across factors such as value, quality, momentum, low volatility. Different factors tend to do well in different phases of market and such funds aim to offer diversified exposure and navigate better through changes in market phases. This article explains what multi-factor…
I am 28 years old and recently started freelancing full-time from home. I manage most of my work, finances and personal life online, from storing client files to using digital wallets and internet banking. I keep hearing about rising cyber fraud and data breaches and I’m starting to worry. What if I fall victim to…
The unlisted space — quieter, less reactive — has delivered extraordinary growth in recent years. FY25, in particular, was a landmark for investors and shareholders in unlisted companies. Giants like Tata Capital, Studds Accessories, Nayara Energy, Motilal Oswal Home Finance, Cochin International Airport, NSE, and MSEI saw surges in both price and trading activity. The…
Income-tax returns: From what documents are required, to which forms is the one to fill, and what is the last date of filing — we look at the top 10 important things to remember for first time taxpayers filing their income tax returns (ITR). Notably, while the e-filing process has become quicker and easier over…
The Finance Ministry has on August 12 notified a corrigendum to the new Income-Tax Bill 2025, which clarifies the interest to be charged on short payment of advance tax by a taxpayer, according to a PTI report. This corrigendum provides for 3 per cent interest on short payment of advance tax, and aligns the new…
I use UPI, invest online, and am curious about crypto and other digital assets. But with all the hype and a lack of clear rules, I’m not sure if it’s actually smart to go all-in on the “future of money”. What should someone like me, who wants to stay ahead, keep in mind when choosing…
Many parents wish to invest in direct mutual funds online on behalf of their children, but few asset management companies offer this facility and registrar and transfer agent (RTA) websites don’t support online investing for minors. As a result, parents often end up taking the offline route, visiting a bank or a mutual fund distributor….
But with great potential comes considerable volatility, and this is where the debate between active and passive investing becomes wealth-defining. Unlike large-cap companies, which typically offer stability and established cash flows, small- and mid-cap companies often operate in emerging sectors, experience sharper business cycles, and face greater regulatory and competitive risks. These characteristics make them…
