Every time the markets wobble, WhatsApp groups start buzzing with messages. “Should I pause my SIPs?” asked one investor after Trump’s latest tariff threats sent the Sensex sliding. “Markets are uncertain, maybe wait and watch?” suggested another. The pattern is as predictable as it is self-defeating: the moment volatility appears, systematic investment plans (SIPs) suddenly…
Let me start with a confession: I always believed that I was good with money. But as it turned out, I was not. At least Gen AI told me so. No flashy splurges, no risky bets, and enough personal finance blogs under my belt to dodge the usual traps. Yet every month, my salary would…
A rich, tight-fisted grandmother; an uncle who travels all around the world but lands at the family home with a bride everyone is convinced is a gold digger; a strange and very hairy cousin; a brother you’d want to kill in a hundred different ways; parents who are so in love with one another that…
Income tax returns: The Income-Tax (I-T) Department has noted that when filing your returns all assessees must complete the process by completing e-verification of their ITR filing. In fact, not doing so within 30 days after filing your returns may result in your ITR refund getting delayed due to “invalid” or “incomplete” process. The tax…
Most health insurance plans offer a base cover of ₹5-10 lakh. But what happens if you or a family member need hospitalisation more than once in a year? And what if multiple family members are hospitalised under a floater policy—will all of them them be covered? The answer lies in a crucial but often overlooked…
As the September 15 deadline to file the income tax return (ITR) for the financial year 2024-25 draws closer, most taxpayers are expected to be busy arranging documents for filing their return well on time. Although it is recommended to seek an expert’s advice – a chartered accountant or an income tax expert – before…
With smart devices everywhere around us, the biggest problem these days is carrying multiple chargers to power up these devices: one for the laptop, another for your Android phone, and probably another one if you quickly want to power up your iPhone or Galaxy device. This is where Gallium Nitride technology comes in, which reduces…
The Indian women’s football team stand a chance to qualify for its first-ever FIFA Women’s World Cup in 2027 after the Blue Tigresses booked a place in the main tournament of the 2026 AFC Women’s Asian Cup. The Indian women’s team did the unthinkable with a 2-1 win over Thailand to cement their spot in…
The Reserve Bank of India on Wednesday flagged that a number of Pradhan Mantri Jan Dhan Yojana accounts are due for a re-KYC as the scheme has completed 10 years. In his MPC statement, RBI Governor Sanjay Malhotra said that camps are being organised by banks for customers to complete their re-KYC. Launched in 2014,…
Before you invest in a mutual fund scheme, it is recommended to examine its past returns. Just like in a stock, a scheme’s past returns give an indication of how it may perform in the near future. Additionally, since mutual fund schemes indicate aggregate returns of their constituent stocks, their past returns gain relevance just…
